Natasha Irshad


Personal development and growth can mean different things to different people. We all have our strengths and weaknesses. For some people, a small improvement might be a great show for another person. The most important thing we all should remember is to give ourselves credit where it is due and believe in ourselves. Here are a few inspiring quotes about personal growth to keep us strong and going.

1. “It’s your life; you don’t need someone’s permission to live the life you want. Be brave to live from your heart.” -Roy T. Bennett

2. “The only time you fail is when you fall down and stay down.” -Stephen Richards

3. “You become mature when you become the authority of your own life.” -Joseph Campbell

4. “Strive not to be a success, but rather to be of value.” -Albert Einstein

5. “Don’t go through life, grow through life.” -Eric Butterworth

6. “One can choose to go back toward safety or toward growth. Growth must be chosen again and again; fear must be overcome again and again.” -Abraham Maslow

7. “If there is no struggle, there is no progress.” -Frederick Douglass

8. “Life’s challenges are not supposed to paralyze you, they are supposed to help you discover who you are.” -Bernice Johnson Reagon

9. “There is only one thing that makes a dream impossible to achieve: the fear of failure.” -Paulo Coelho

10. “The greatest investment you will ever make is investing in you.” -Wesam Fawzi

Other than inspiring quotes for personal growth, you can also read 20 motivational quotes from world leaders

In today’s world, businesses are increasingly conducted on a global scale hence, it is essential to understand the world in an international context and have an idea of international business operations. International business administration focuses on the key business disciplines with international concepts and covers a wide variety of topics such as finance, marketing and supply chain. If you choose to study international business, this degree will help you in developing a broad range of transferable skills and prepares you for a great future with amazing opportunities. Here are the reasons why you should opt to study international business.

1. Getting creative

International business administration degrees encourage students to develop their own creativity. Many educational institutes prepare their students to become the leaders of tomorrow and this degree helps students to create visionary products or ideas. It also helps students in understanding global issues which prepares them for diverse business opportunities and does not limit them to certain jobs. In fact, studying international business will open doors for the future generation to go work in other countries and secure their careers.

2. Boost your employability with a high-paying salary

International business is a broad degree which introduces you to a range of skills that businesses these days are looking to hire. These jobs are the highest paid jobs in the marketing sector depending on your skill set. Graduates can explore a wide range of jobs in accounting, marketing, advertising, banking, corporate finance and much more.

3. Gain an international perspective

Students can learn about the global challenges companies face, looking at international boundaries, global economics and learning to negotiate with diverse cultures. This is a great approach to problem solving as it will broaden your views on the world’s business and help you to understand various perspectives. People who opt for this degree gain valuable experience of working with different people from all over the world.

4. Developing key management skills

Studying international business means working in groups or individual projects like pitching in new ideas, writing reports, presentations etc. In this way you can develop several skills which will help you to secure a better job opportunity in the future. These skills may include essential management skills such as: leadership, problem solving, presenting, decision making, reporting, strategic thinking and the list goes on.

5. Growing importance of global business education

Global business keeps evolving and expanding with each passing day, global trade is becoming a specialization of its own. If you are looking to work abroad, then it is vital for you to understand and learn international business. Choosing this degree helps one to gain an understanding of different cultures, markets and businesses and most importantly makes one understand how globalization is making the world more connected.

6. Opportunity to travel around the world

Having an international degree can help you travel all around the world. Studying for an international degree prepares you to work with different people from various cultures and numerous leadership styles. Depending on what job you pursue, you will easily find yourself travelling to different regions and countries for business.

Other than reasons to study International Business, you can also read Top six reasons to study Finance

If you are looking for some motivation and inspiration to keep you going through your tough days, then this article is surely for you. Here are some of the best motivational quotes by some famous world leaders that will help you stay motivated and will give you that little push that you need in becoming the person you should be. Read on!

1. “When life seems hard, the courageous do not lie down and accept defeat; instead, they are all more determined to struggle for a better future.” -Queen Elizabeth
2. “Think 100 times before you make a decision, but once that decision is taken, stand by it as one man.” -Quaid-e-Azam
3. “Earn your leadership every day.” -Michael Jordan
4. “The beauty of empowering others is that your own power is not diminished in the process.” -Andrew Carnegie
5. “Focus your life solely on making a buck shows a certain poverty of ambition. It asks too little life of yourself. Because it’s only when you hitch your wagon to something larger than yourself that you realize your true potential.” -Barack H. Obama
6. “The value of a man should be seen in what he gives and not in what he is able to receive.” -Albert Einstein
7. “Anyone who stops learning is old, whether at twenty or eighty. Anyone who keeps learning stays young. The greatest thing in life is to keep your mind” -Henry Ford
8. “In matters of style, swim with the current; in matters of principle, stand like a rock.” -Thomas Jefferson
9. “The price of greatness is responsibility.” -Winston Churchill
10. “Leaders think and talk about solution. Followers think and talk about problems.” -Brian Tracy
11. “Leadership and learning are indispensable to each other.” -John F. Kennedy
12. “Look at a day when you are supremely satisfied at the end. It’s not a day when you lounge around doing nothing; it’s a day you’ve had everything to do, and you’ve done it.” -Margaret Thatcher
13. “You can’t let your failures define you. You have to let your failures teach you.” -Barack H. Obama
14. “Whatever you do will be insignificant, but it is very important that you do it.” -Mahatma Gandhi
15. “A disciplined mind leads to happiness, and an undisciplined mind leads to suffering.” -Dalai Lama XIV
16. “No matter what people tell you, words and ideas can change the world.” -Robin Williams
17. “Expect the best, prepare for the worst.” -Quaid-e-Azam
18. “I have learned that success is to be measured not so much by the position that one has reached in life as by the obstacles which he has had to overcome while trying to succeed.” -Booker T. Washington
19. “Part of being optimistic is keeping one’s head pointed towards the sun, one’s feet moving forward.” -Nelson Mandela
20. “Try not to become a man of success. Rather become a man of value.” -Albert Einstein

Other than motivational quotes from the world leaders, you can also read some meaningful quotes from children’s Literature novels

Are you a business student or interested in knowing about international business? Do you often wonder what happens or as to how international businesses work around the world? Well, in this article you will find lots of interesting general knowledge questions about international business, so whether you are someone who loves to read about international business or a student, this article is for you.

1. What is the application of knowledge that redefines the boundaries of global business?

Answer: Technology

2. What does Globalization refer to?

Answer: A more integrated and interdependent world

3. What is Porter’s Five Forces?

Answer: Supplier power, buyer power, competitive rivalry, threat of substitution and threat of new entry

4. What is not a part of Porter’s Five Forces?

Answer: Political factor

5. Who gave Comparative Cost Theory?

Answer: David Ricardo

6. What are the key controllable factors in global marketing?

Answer: Marketing activities and plans, social and technical changes.

7. What does the World Organization Trade promote?

Answer: Free trade by lowering tariffs and other barriers

8. International Bank for Reconstruction & Development (IBRD) is also known as?

Answer: World Bank

9. What is the right sequence of the stages of internationalization?

Answer: Domestic, International, Multinational, Global, Transnational

10. Who was the main promoter of trade liberalization?

Answer: General Agreement on Tariff and Trades (GATT)

Other than general knowledge questions on International Business, you can find some General knowledge questions about Finance

Is it that time of the year again, when students must choose a university for their further education? Choosing universities for higher education has always been a difficult task as there are so many options but students get confused as to which university falls in the best category. But don’t worry, we have got your back. In this article, we have listed 6 of the top best universities in Pakistan for you.

1. National University of Sciences and Technology (NUST)

National University of Sciences and Technology also known as NUST, was established in 1991 and since then it has been ranked among the top emerging universities of Pakistan. It is in the capital city of Pakistan, Islamabad. The university offers graduate and undergraduate degrees which also include professional and doctoral degrees. NUST entry test is extremely difficult, and the competition is also very high as students from all over Pakistan apply here. The acceptance rate at NUST is 4%.

2. University of the Punjab (PU)

University of the Punjab was established in 1882 in Lahore, it is the largest and oldest university in Pakistan. The university has over 5 campuses, 13 faculties, over 83 departments and research centers. Punjab university is also a member of the Association of Commonwealth Universities of the United Kingdom. They offer a vast variety of programs for their students that include Law, Commerce, Arts and Humanities, Islamic studies, Engineering and Technology, Economics and Management Sciences etc. It is the most selective institution with an acceptance rate of 20%.

3. University of Engineering and Technology (UET)

University of Engineering and Technology also known as UET, was established in 1921, it is one of the oldest engineering universities of Pakistan. It is situated in Lahore. The student population at UET is over 11,000 across undergraduate and master’s disciplines. UET offers a variety of 92 STEM courses within the facilities of civil engineering, architecture, business planning, electrical engineering, mechanical engineering, chemical engineering and the list goes on. UET is also linked to 42 international institutes including a few universities in the UK which include: University of Manchester and Queen Mary University.

4. COMSATS University Islamabad (CUI)

COMSATS University Islamabad, also known as COMSATS Institute of Information Technology (CIIT) is a public university which was established in 1998. When this university was established, it was the first exclusive institute of Information Technology. Comsats is a multi-campus university, the main campus is in Islamabad, but the sub-campuses are found in Lahore, Sahiwal, Abbottabad and Attock. The institute offers various undergraduate programs such as Business Administration, Accounting and Finance, Civil Engineering, Chemical Engineering, Biotechnology, Geology, Economics, Environmental Sciences, Electrical Engineering and much more.

5. Aga Khan University (AKU)

Aga Khan University is one of the most prestigious universities, it was founded in 1983. In 2000, the university expanded its operations to Afghanistan, Kenya, Uganda and the United Kingdom. Aga Khan University is one of the largest private health-care providers in Pakistan as well as East Africa. The university in Karachi, Pakistan, is an 84-acre campus which also includes a hospital and hostels for their students. Aga Khan University provides all kinds of facilities for its students, they have a huge sports center, cricket and football grounds with an indoor gymnasium, squash courts and much more. The acceptance rate at Aga Khan is 80%.

6. University of Management and Technology (UMT)

University of Management and Technology (UMT) is a private university located in Lahore, it was established in 1990 and recognized by HEC, the Higher Education Commission of Pakistan. UMT comes in the W4 category of HEC which is the highest attainable HEC ranking for Pakistani universities. UMT offers more than 100+ bachelor’s, doctoral and master’s degrees. They have a diverse range of programs and fields which include media and communication, textile design, banking, computer science, aviation, management, technology, liberal arts, engineering etc. Their acceptance rate is 100%.

Related: Top six universities in Pakistan for MBBS

What’s better than using your phone while being online and learning something new? We often find ourselves scrolling through the internet and doing nothing, but we have got something exciting for you. In this article, find out some fun yet interesting general knowledge questions and answers about finance to enhance your skills. Read on!

1. Common-size financial statements help an analyst to do what?

Answer: Compare the mix of liabilities, assets, revenue, capital and expenses within a company over a certain period or within a given industry without respect to size.

2. Which ratio would be least useful in determining a company’s ability to pay its expenses and liabilities?

Answer: Price-earnings ratio

3. If a company is profitable and is effectively using leverage, what ratio is likely to be the largest?

Answer: Return on common stockholder’s equity

4. What is also known as a “home equity instalment loan” or a “second mortgage,” is a type of consumer debt?

Answer: Home equity loan

5. What don’t common liquidity ratios include?

Answer: The future ratio

6. What does ISO stand for?

Answer: International Standard Organization

7. What is the name of investment that the firm can quickly convert into cash balances?

Answer: Security investments

8. A bond that pays a high yield due to significant credit risk is called?

Answer: Junk bond

9. What affects bond prices?

Answer: The current interest rate and the credit quality of the issuer

10. What is a debt security issue by a corporation that is not secured by specific assets, but rather by the general credit of the corporation?

Answer: Debenture

11. What is NOT a fact for Equity?

Answer: Shareholder’s Equity= Total Assets + Total Liabilities

12. What is Gross Margin?

Answer: Gross Margin= Net Sales – Cost of goods sold

Other than general knowledge questions about finance, you can find some General Knowledge questions about the world

Children’s books are full of lessons that also contain bits of wisdom from which we all can learn. In this article, you will find some of our favorite meaningful quotes from literature for children. Can you guess which books they come from?

1. “The moment you doubt whether you can fly, you cease forever to be able to do it.” -JM Barrie, Peter Pan

2. “A person who has good thoughts cannot ever be ugly. If you have good thoughts, they will shine out of your face like sunbeams and you will always look lovely.” -Roald Dahl, The Twits

3. “You have brains in your head. You have feet in your shoes. You can steer yourself in any direction you choose.” -Dr. Seuss, Oh, the Places You’ll Go!

4. “People laugh at me because I use big words. But if you have big ideas, you have to use big words to express them, haven’t you?” -Lucy Maud Montogomery, Anne of Green Gables

5. “Once you are real, you can’t be ugly, except to people who don’t understand.” -Margery Williams, The Velveteen Rabbit

6. “Girls are just as clever as boys, and don’t you forget it.” -E. Nesbitt, The Railway Children

7. “A person’s a person no matter how small.” -Dr. Seuss, Horton Hears a Who!

8. “In every job that must be done, there is an element of fun. You find the fun, and ‘snap’, the job’s a game.” -P.L. Travers, Mary Poppins

9. “Promise me you’ll always remember that you are braver than you believe, stronger than you seem, and smarter than you think.” -A.A. Milne, The Complete Tales of Winnie-the-Pooh

10. “Never hurry and never worry.” -E.B. White, Charlotte’s Web

11. “No act of kindness, no matter how small, is ever wasted.” -Aesop, The Lion and the Mouse

12. “Tremendous things are in store for you! Wonderful surprises await you.” -Roald Dahl, Charlie and The Chocolate Factory

Related: Top six children’s books by Roald Dahl

Choosing the right university for higher studies has always been a tough decision. So many universities to choose from. But the question remains which is the best university? Don’t worry, in this article we have listed the ten best universities in the world.

1. Massachusetts Institute of Technology (MIT)

MIT is one of the best universities in the world which was established back in 1861. It is a non-profit private higher education institution that offers numerous courses and programs leading to officially recognized degrees such as master’s degrees, bachelor’s degrees and doctorate degrees. MIT has a selective admission policy that is based on students’ past academic records and an entrance exam. The institute also provides several other facilities and services to its students which include a sports club, housing facility, library, scholarships or financial aid, online courses and much more.

2. Harvard University

Harvard university is known to be the second-best university in the world. It’s a private league research university. Harvard was established in 1636, it’s a non-profit higher education institute and it’s a huge coeducational US higher education institute. Harvard university is about 384 years old and falls under the category of the most prestigious universities of the world. It offers various courses to its students such as Social Sciences, Applied mathematics, Political Science and government, Economics, etc. It has a very selective admission policy. The acceptance rate of the university is 5%.

3. Stanford University

Stanford University is one of the world’s leading private research universities which was established in 1885. Stanford enrolls over 18,000 students every year, the campus is exceptionally large as it occupies 8,190 acres of land. The university is organized around 7 schools. Three of the schools consist of 40 academic departments which are at the undergraduate level, the other 4 professional schools mainly focus on graduate programs such as medicine, business and law. All these schools are on the same campus. Stanford alumni have founded numerous companies which make this university one of the most successful institutes in attracting funding for start-ups. It is also considered to be the most selective university in terms of admission policy with an acceptance rate of only 4%.

4. University of Oxford

Oxford University is ranked among the most prestigious universities in the world and is known to be the world’s second oldest university. It was established in 1096 which makes it 926 years old. Oxford university offers 48 undergraduate degrees which include: Law, Anthropology, Philosophy, Fine Arts and much more. Undergraduate degree programs are usually three years long. The admission rate for Oxford is about 21% which is high in comparison to IVY League universities.

5. University of British Columbia (UBC)

University of British Columbia is one of the oldest universities which was established in 1908, it is among the top three universities in Canada with over more than 80,000 students. Canada’s first female prime minister, Kim Campbell and the current prime minister, Justin Trudeau have studied from University of British Columbia too. UBC has also known to be one of the major research universities in Canada, with a whooping sponsored research funding of $549 million a year. The admission process at UBC is rather very competitive. The university offers over 85 academic units to its international and national students with over 330 programs.

6. University of Cambridge

Founded in 1209, University of Cambridge is one of the world’s foremost research universities which has 31 colleges and over 150 departments. It is the third oldest surviving university. The university doesn’t have a main campus but rather its colleges and central facilities are scattered throughout the city. The University of Cambridge contains 31 residential colleges which are responsible for admitting undergraduates and graduates. More than 20,000 students attend the university and more than 40% of these students’ study at the graduate level. University of Cambridge is ranked #8 in the list of best global universities.

7. National University of Singapore (NUS)

Founded in 1905, National University of Singapore is one of the oldest autonomous universities in the country which offers numerous degree programs such as postgraduate and undergraduate levels such as dentistry, medicine, social sciences, law, art, business, engineering and much more. National University of Singapore has not only been considered as the most prestigious universities in the world but in Asia itself too. As the university is quite well known the chances of getting into this institution are difficult, this is the reason why their acceptance rate is so low.

8. The University of Melbourne

The University of Melbourne was established in 1853, is one of the finest yet prestigious universities in not only Australia but the world too. The institute is a global leader in terms of higher education. It is one of the oldest universities in Melbourne and second oldest in entire Australia. The university is known to accept many international students and is the most preferred choice among students. It also offers scholarships to their international students. A minimum GPA of 3.4 is required in order to get a good chance of getting admissions in the university, the acceptance rate is about 80%.

9. SOAS University of London (School of Oriental and African Studies)

SOAS University of London is ranked as the 5th best university, in fact back in 2009, SOAS was awarded a prestigious Queen’s Anniversary Prize for Higher Education. SOAS is divided into three main faculties which are Faculty of Law and Social Sciences, Faculty of Languages and Cultures and Faculty of Arts and Humanities. The acceptance rate is 9% so students need at least 3A’s or 1A and 2B’s on their A-Level to get into the institute. It is one of world’s leading institutions for the study of Africa, Asia and the Middle East. SOAS is also a member of the Association of Commonwealth Universities (ACU).

10. Columbia University

Columbia University is a private Ivy League research University which was founded back in 1754. Columbia University is one the oldest institutes of higher education in New York and the 5th oldest institutes of higher learning in the United States. Columbia is organized into twenty schools which includes four undergraduate schools and sixteen graduate schools. Columbia university has an acceptance rate of around 6.5% which ranks it as the most difficult school to get into and the students require to have a GPA of at least 4.15 or more to get into Columbia.

Related: The 10 Best Asian Universities for Studying Computer Engineering

Every time we read books, we go on a new imaginary journey and adventure. We learn new things and rediscover ourselves. You know you are a book lover, and the book is great if you find yourself lost in the story and lost track of time or about your worries.
In this article, we have listed some of the most inspiring and motivating quotes from your favorite authors. Read on!

1. “Integrity is doing the right thing, even when no one is watching.” -C.S. Lewis
2. “It is impossible to live without failing at something, unless you live so cautiously that you might as well not have lived at all- in which case, you fail by default.” -J.K. Rowling
3. “Start before you are ready.” -Steven Pressfield
4. “You can’t wait for inspiration. You must go after it with a club.” -Jack London
5. “If you have no critics, you will likely have no success.” -Malcolm X
6. “Believe in yourself! Have faith in your abilities! Without a humble but reasonable confidence in your own powers, you cannot be successful or happy.” -Norman Vincent Peale
7. “A word after a word after a word is power.” -Margaret Atwood
8. “Everything is hard before its easy.” -Goethe
9. “Optimism is the faith that leads to achievement. Nothing can be done without hope and confidence.” -Helen Keller
10. “Life is never fair, and perhaps it is a good thing for most of us that it is not.” -Oscar Wilde
11. “Think of all the beauty still left around you and be happy.” -Anne Frank
12. “Get busy living or get busy dying.” -Stephen King
Related: Benefits of developing reading skills from a young age

Psychology is quite a fascinating subject; some may find it hard to remember but it is a wide-reaching field that covers everything from social attachments to disorders of the brain and much more. Whether you are a psychology student or not, these seven books are a must-read.

1. The Little Book of Psychology by Emily Ralls and Caroline Riggs

This is one amazing book to read if you want to have a basic overview of psychology, this book also helps its readers to learn about the key theories. This book gives an insight into famous psychologists, themes, psychological studies and theories. It is a great book if you are just a beginner and want to learn the basics of psychology.

2. The Psychopath Test by Jon Ronson

This book is interesting as the author, Ronson, goes on a quest to determine whether it is true that many CEOs and politicians are psychopaths. In this book, he describes the story of his visits to multiple psychiatrists and psychologists who study psychopaths. He explores all the characteristics that lie behind psychopathy. It is a fantastic book and a must read.

3. Thinking Fast and Slow by Daniel Kahenman

In this book, psychologist Daniel Kahenman discusses two different modes of thoughts that we have, one being impulsive and intuitive and the second one is thoughtful, calculating and deliberate. Kahenman goes on to advise its readers about how and how not to trust their instincts. It is an insightful and interesting read.

4. Predictably Irrational by Dan Ariely

This book focuses on a series of very interesting experiments that show all the invisible factors that affect our decisions. From our expectations to emotions to the social norms. The author, Ariely, claims how our bad decisions are not made randomly which goes on to show how humans are so predictably irrational.

5. The Happiness Hypothesis by Jonathan Haidt

This book is written by Jonathan Haidt who is an award-winning psychologist. In this book, Haidt discusses behavioral biases, religions, beliefs and morality using published psychological studies to dissect them. He shares the ancient wisdom that people thought was necessary to follow to have a meaningful and happy life. He then goes on to test these methodologies under the modern science today and then uses the results of these tests to apply them in everyday life of the 21st century. This book is perfect for you if you enjoy a mix of psychology and philosophy.

6. Mistakes Were Made (But Not by Me) by Carol Tavris and Elliot Aronson

The book is written by two social psychologists, and it deals with cognitive biases, and confirmation biases, explaining as to why when people make mistakes, they try convincing themselves they are right to spare themselves from the embarrassment. The two authors explore how we believe stories we tell other people and ourselves and what it has meant throughout history. This book is the perfect read for psychology and political readers.

7. The Lucifer Effect: Understanding How Good People Turn Evil by Philip Zimbardo

The Lucifer Effect is a detailed book about Professor Philip Zimbardo’s infamous Stanford Prison Experiment and the conclusions he took from it. The books explore the facts why good people can be convinced to act evil and where the line is to be drawn between the good and the bad. Zimbardo goes on to examine the psychological cause behind the surprising results of the Stanford Prison Experiment and shows its readers the horrifying reality of human nature. A must-read book.

Other than seven essential books on Psychology, you can also read Fun facts for psychology students